Ask for a loan from a local bank in Sweden

IELTS GT Writing Task 1 (Letter Writing) Sample:

You should spend about 20 minutes on this task.

As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank.

Write a letter to your bank. In your letter:

      - introduce yourself and ask for a loan
      - say why you need the money
      - tell how you intend to pay back the money

You should write at least 150 words.

You do NOT need to write your own address.

Begin your letter as follows:

Dear Sir/Madam,

Model Answer:

Dear Sir/Madam,

I am Rosy Roy, an undergraduate international student at the Lund University in Sweden. I have a Current Account with your bank which I use to receive money from my parents from Singapore and do some personal transaction. This month, I need a loan from your bank as my payment from my parents is being delayed.

In fact, there have been some complications with the bank that my parents use to send me my monthly amount. It will take two more weeks to get everything settled as my father informed me. But the due date to deposit the semester fee will be over by the next week. And if I fail to deposit the tuition fees, I will have to drop the semester. So, I badly need $10,000 (ten thousand) Swedish Krona as a loan to cover my fees. I will take the amount on a student loan and repay you monthly within the next three months.

I am sure you would grant me the loan considering my previous transaction history. I am also attaching my academic papers for your convenience.

Expecting your kind consideration in this regard.

Yours faithfully,

Rosy Roy

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